Colleges & Universities, Guarantors and Private Loan Lenders

75 years combined experience in Debt Management & Student Loan Collections

We have extensive experience working with colleges and universities as well as guaranteed student loan agencies.

VLV-Vantage Point specializes in management of all campus-based products

• Tuition
• Federal Perkins
• Private Alternative Loans
• Institutional loans
• Health profession loans
• Nursing Loans
• Stafford Loans
• Consolidation Loans

Collection Programs

• Rehabilitation Program - VLV-Vantage Point will administer receipt of rehabilitation agreements and evaluate the income and expense statements in order to establish reasonable & affordable, flexible, repayment terms to begin the rehabilitation process. VLV-Vantage Point will communicate and provide our clients with monthly updates and reports during the 12 month repayment period. Once the account is officially rehabilitated, the account will be closed and returned to our client.



• Cohort Collection Team - VLV-Vantage Point has a specialized unit for collecting Cohort accounts. These recovery specialists are trained in the most recent federal regulations. When a client identifies an account as a cohort account, this information is entered along with the rest of the account data. Our system flags the account for special collection efforts. We have great success lowering default rates for our clients.



• Consolidation - VLV-Vantage Point will assist borrowers to complete the consolidation process from start to finish-helping remove their loans from default status. Consolidation removes loan(s) from default status and may lower the overall interest rate and monthly payment. Loan repayment can be income sensitive and offers up to 25 years to repay back the loan. Getting out of default can restore Title IV eligibility including financial aid, deferment, & forbearance.



• Cancellation & Deferments - Our training emphasizes an understanding of all the borrower’s rights and entitlements. VLV-Vantage Point recovery professionals are also extremely familiar with the provisions regulating deferment, forbearance, cancellation, & disability. Recovery professionals are trained to handle borrowers who fall into any of these categories.